Here’s how sought-after home buyers can capitalize on the crunch. NO LARGE DOWN payment? Lenders are regularly making loans for up to 97 percent of a home’s value, and will go further for strong earners willing to pony up $20 or $30 a month in extra mortgage insurance. North American Mortgage Co. offers Californians “Generation Link,” a loan that allows them to borrow up to 100 percent of a home’s value if they can talk a relative into guaranteeing 10 percent of it....
But with new lenders and underwriters moving into the market, expect these mortgages to get cheaper in the next year or two. In the meantime, folks can try to qualify for a less expensive, standard home-equity line first. Or they can try another new tack and get a mortgage from their kids. Circlelending.com, a Web-based company that helps arrange personal loans, has a new intrafamily reverse mortgage. For $3,999, the company does all the paperwork....
Moscow has been abuzz since last week, when Khodorkovsky, a 39-year-old billionaire, announced plans to acquire a smaller rival, Sibneft. The $15 billion union creates a new Russian icon, a home-grown megacompany that will own the second largest oil reserves in the world after ExxonMobil and pump more oil than ChevronTexaco. It also thwarts the ambitions of the world majors trying to break into Russia’s market. Both Royal Dutch Shell and France’s TotalFinaElf were rumored to be angling for a deal with Sibneft, too....
Some series will kick off the new year with a mid-season premiere, while others will have a bittersweet goodbye. 2022 also has an impressive line-up of brand new series set to air on television networks and streaming platforms throughout the upcoming year. From superheroes to zombie apocalypses to historical dramas, these series are sure to make next year a big one for television fans. RELATED: Will The Witcher Season 2 Live Up To The Hype?...
This almost goes without saying, because Wright’s Villanova team made it to the Final Four. Lately, nearly every coach who advances this far into the college basketball season is a member not just of the NABC, but also the AARP. MORE: Incredible stats from Nova’s OU blowout | Williams ‘a hell of a lot smarter’ than media No, seriously. Look at the two coaches whose teams will take the floor Monday night in the 2016 NCAA Championship game: Villanova vs....
RELATED: New Video Games With The Most Complex Worlds However, complex visual novel games don’t have to be about journeys but can be spooky, cute, or with a slice-of-life theme. No matter what world or experience waits for gamers when playing these games because they’ll get immensely atmospheric and complex stories that will stay with them long after the game ended. No matter if a player is a fan of adorable pet sim games or prefers psychological horror games because thanks to these thrilling visual novel games they can experience any of their favorite gaming genres in a new way....
There are quite a few Switch exclusives already announced for release in 2019, but these six stand out as the most exciting in the lineup. 6 Animal Crossing Very little is known about Animal Crossing for the Nintendo Switch, beyond the fact that the ever-greedy loan shark Tom Nook is back for the latest installment. However, fans of the franchise don’t need a lot of information to get excited, as each Animal Crossing so far has provided a relatively similar, addicting experience that makes it hard to put down....
In the decades that Capcom has been making games, they’ve also created some memorable protagonists, including many iconic heroines. It’s fair to say Capcom has continued to push the envelope and take chances when it comes to art, design, and gameplay. 7 Maya Fey — Ace Attorney Ace Attorney was a sleeper hit, and one of the first visual novel adventure video games to reach a larger audience. Maya has been an essential part of the plot and storyline since the beginning, supporting the main protagonist Phoenix Wright and lending him her psychic powers....
While some of these TV secret societies were mainly created so that members can have some fun, others had important missions and goals that affected thousands of people and in some cases even the whole world. No matter if a viewer is looking for the best crime shows, epic fantasy adventure tales, or just a fun animation because they can enjoy a great show in any genre while also getting to know a new and imaginative secret society....
Being productive isn’t easy. However, you can cut down on distractions and be more focused by installing some simple extensions on your browser. This article lists some of the most useful Google Chrome extensions that will help your workflow become more efficient. All extensions are free to use and can be downloaded from the browser’s web store. Note: This article is subjective and solely reflects the opinions of the writer....
For further rules of the format see here. Nani: It might seem surprising for some to see Nani in the top 20, but his attacking threat would make him a highly desirable property. He is capable of goals and assists and has a direct style. Last season was his best at United and it seemed as if he was starting to step in to Ronaldo’s shoes. He is capable of playing wide midfield or as a wide forward because he has now added a little bit of defensive capability to his play....
Assistant St. Clair County Sheriff Billy Murray said at a news conference that Grass’ body was found in a pond about three-quarters of a mile from her Odenville, Ala., home, according to multiple media outlets. Family members had said in a Facebook post that Grass was diagnosed with Alzheimer’s disease about five years ago. She went missing between 9 p.m. Sunday and 7 a.m. Monday after celebrating the holidays with her family and authorities issued a Missing Senior Alert for her....
The 32-year-old Polish driver, who partially severed his right arm in a rally crash before the start of the 2011 season, is the favourite to replace retired Brazilian Felipe Massa at the former champions. Kubica covered more than 500km in the morning session, a day after the season-ending race at the same circuit, before handing over to 19-year-old Canadian Lance Stroll for the rest of the day. “Probably, I’m in physically my best shape, by far a better shape than I was when I was racing in 2010,” he told reporters, while recognising he had some limitations with his arm....
Marquez needs only to finish fourth in Sunday's season-ending race to etch his name into the record books and seal the crown in his maiden year in the sport. And the Respol Honda man has given himself the best possible chance after securing pole, breaking the lap record at the Circuit Ricardo Tormo with a time of 1 minute, 30.237 seconds. Marquez's title rival and defending world champion Jorge Lorenzo (1:30....
Sad news remains that Motorola has officially clarified that it has no interest in retailing the smartphones via any other store expect Flipkart. Motorola India business head Amit Boni today made an official statement confirming this. When quizzed on why Motorola is so rigid about its tie up with an exclusive seller, Boni said that partnerships are meant to be long-standing and akin to “a strategic bet”. Especially at a time when Flipkart is at the top of its game, Motorola needs to consider no other partner or tie up....
The Ministry has included the sport in the latest list revision, which has seen it move up from ‘other’s category. This meant that they were not liable for any financial assistance from the government whatsoever. However, this does not mean that it is going to get easier for India to bring back the F1 Grand Prix. The race is backed by privately owned Jaypee Group. Vicky Chandhok, FMSCI President said, “This can only be good for Indian motor sports....
Unfortunately for The NASCAR Monster Energy Cup Series, that mistake could prove costly in terms of championship implications and bodily injuries as the sport has decided to make one of their most dangerous races the final one of the regular season. That’s right, the Coke Zero 400 will now be the final race of the regular season and will determine if some drivers make the playoffs or not. The coke Zero 400, which was originally held during July 4th weekend at Daytona International Speedway, will now be held in September and will be swapping dates with The Brickyard 400 at Indianapolis Motor Speedway....
Residents in the Portola and Bernal Heights neighborhoods contacted San Francisco Animal Care & Control to report seeing the animal, which was also spotted walking through Bernal Heights Park. Neither of the residents reported the animal exhibiting aggressive behavior, but flyers were put up in the park warning of the sighting, with Animal Care and Control advising people in the area to remain cautious. After speaking to the residents who had reported seeing the mountain lion, officers from the agency viewed footage caught by a Ring doorbell camera, which showed the animal sniffing the floor before leaving the area and heading towards Interstate 280....
MORE: Seniors we’ll miss | Live scoreboard | CONFERENCE TOURNAMENTS: ACC | American Athletic | Atlantic 10 | Big 12 | Big Ten | Big East | Big Ten | Pac 12 | SEC | Master Tournament Schedule (All times ET) Wednesday, March 12 No. 8 Utah State 73, No. 9 Colorado State 69 No. 7 Fresno State 61, No. 10 Air Force 59 No. 6 Boise State 83, No....
